Anyone who is in debt might be going through a hard time. there is no magical way to eliminate debt, but in this post I would like to encourage people to try to reduce their spending. While it may not sound easy, it is the best way to eliminate debt. We might not realize it, but often we spend more money than we have to. An example is eating out when we could eat a healthier and cheaper meal at home. Most people do not have a good diet, but that is because they do not eat a proper meal at home that often. Another way to reduce expenses is to make sure you have a hobby that is not that expensive. For example, being a blogger can be fun, but it does not cost a lot.